Draft — pending attorney review. This document is a structural draft and does not constitute final legal terms.

Terms of Service

Last updated: draft. These terms are a structural draft pending attorney review.

1. What Fed Reaction Engine is

Fed Reaction Engine ("the Service") is an informational analytics product. It aggregates public

Federal Reserve communications and market data and presents historical analysis, statement

comparisons, tone scoring, and estimated-sensitivity tools. The Service is provided for

informational and educational purposes only.

We are not a broker-dealer, investment adviser, financial planner, or fiduciary, and we do not

provide personalized investment advice. Nothing in the Service is a recommendation to buy, sell,

or hold any security or instrument. All figures — including medians, tone scores, betas, and

estimated sensitivities — are historical analytics, not predictions, forecasts, or offers. You are

solely responsible for your own trading and investment decisions, and you should consult a licensed

professional before acting. Past performance does not predict future results.

You are responsible for maintaining the confidentiality of your account credentials and for all

activity under your account. You must provide accurate information and are responsible for keeping

it current. You must be of legal age to form a binding contract in your jurisdiction.

The Service offers Free, Pro, and Institutional tiers. Paid subscriptions are billed in advance on

a recurring monthly or annual basis through our payment processor. Subscriptions renew

automatically until cancelled. You may cancel at any time; cancellation stops future renewals and

takes effect at the end of the current billing period. Except where required by law, fees already

paid are non-refundable. Prices and plan features may change on prospective notice.

You may not resell, redistribute, or republish the Service's data or outputs except as expressly

permitted by your plan. You may not scrape, reverse-engineer, or attempt to circumvent tier limits

or access controls. You may not use the Service to violate any law or any third party's rights.

The Service references third-party news and market data. We display only headlines, short snippets,

links, and our own derived scores — never the full text of paywalled third-party articles. Market

data is provided on an as-is basis subject to our providers' terms.

The Service is provided "as is" and "as available", without warranties of any kind, express or

implied, including accuracy, completeness, or fitness for a particular purpose. To the maximum

extent permitted by law, we are not liable for any trading losses or for any indirect, incidental,

consequential, or special damages arising from your use of the Service.

We may modify or discontinue the Service, or update these terms, with notice as required by law.

We may suspend or terminate access for violation of these terms. Sections that by their nature

should survive termination will survive.

Questions about these terms: legal@fedreact.com.